Ford Explorer Xlt Insurance. Customize coverage amounts, annual mileage, vehicle usage, and driver. Learn and understand how the choices you make affect car insurance rates for a 2022 ford explorer.

Compare ford explorer insurance costs by model year from top providers like geico, progressive, nationwide, liberty mutual and allstate. Out of 17 trim levels for the 2023 ford explorer, the cheapest auto insurance rates are on the xlt 2wd trim at a cost of $1,542 per year.